Pensions

Plain sailing

Planning for retirement is a very individual subject. However, no matter what your own aims are you can never start providing for your retirement too soon.

We all want to have a relaxing end to our working life but it is the commitment that you make now that determines how much wind you’ll have in your sails in years to come.

It is vital to ensure that you are squeezing the most from any existing plans. Leaving them frozen or languishing in under-performing funds with heavy fees can make huge differences to the value of your pension at maturity. We suggest a professional pension review to avoid any unwanted surprises.

Safe harbours

Our approach to pension planning can be summarised as astute, measured and sustainable – just the attributes you would want in pension advice. We also recognize that a robust will and trust arrangement is fundamental to your overall retirement plans.

It is valuable to highlight that growth is not the sole marker of a good pension plan. Making sure that your money is placed in a fund with low costs and management charges is an aspect that is often overlooked yet this is always at the forefront of our thinking.

If you are simply considering your maiden voyage or you want to improve a more complex group of current provisions then we believe that Moneygate is best placed to service you.

  • Personal pensions, SIPPs & SSAS
  • Stakeholder pensions
  • Group personal pensions
  • Annuities
  • Long Term Care plans

The value of investments and the income derived from them may go down as well as up and you may not get back the original amount invested.